The subject of hearing aids is by no means a glamorous subject, more the reason you should become informed about the many reasons you need to purchase hearing aid insurance for your device.
Although many people in the UK experience some type of hearing loss as early as 30 years old, those who reach 80 most certainly develop significant problems with their hearing that require a hearing aid to correct the underlying issue. If you have purchased your hearing aid from a private supplier, then you are aware these devices can be extremely costly to own.
When it comes to choosing the right hearing aid for your specific needs, one thing is a constant, the smaller the device you choose, the more costly it will be. This is a huge financial investment for many, and after you finally have selected the model that helps improve your condition, then you have to consider getting hearing aid insurance too.
Getting the appropriate amount of insurance coverage on your hearing aid is a needed step, these devices are extremely complicated, fragile, and extremely sensitive.
If you are considering getting hearing aid insurance and still on the fence trying to decide if the coverage is worth the investment, the following information should help in your decision.
Don’t leave your hearing aid vulnerable to damage that you will have to pay for when the right hearing aid insurance can protect that investment.
Your hearing aid is one of the most expensive devices you will own, and without insurance you have to pay for the replacement if lost, damaged, or misplaced.
Here are a few reasons you should carefully consider buying the hearing aid insurance.
Complicated precision instrument
The reason that your hearing aid was so costly is because it is a technologically advanced device that has been packed with features and high-performance programs that allow you to deal with your hearing loss more easily.
This expensive piece of equipment is also extremely fragile if handled incorrectly. If the device were to come loose and hit the floor and break, without the right hearing aid insurance, you will have to make that full investment all over again.
Limited manufacturer warranty
For those who think that just because their new hearing aid came with a manufacturer warranty that they do not have to purchase insurance, it might be time to carefully read over all that fine print on the warranty.
With most hearing aid manufacturer warranty’s, if there is a major defect with the product that falls within a very short window of time, the manufacture may repair or replace the device, it is completely up to their discretion.
If the manufacturer is not liable for the problem, then you will be on the hook for the repair or replacement. That means if the device stops working because it was dropped, becomes wet, or is broken by accident, you can not file a claim.
Longer lasting hearing aid
Hearing aid companies pay their advertising and marketing team members a small fortune each year to help them sell more devices.
Although the hearing aid you chose may have been because the packaging read “water-proof” and “dust-proof”, if you drop that device in the toilet or swimming pool, chances are pretty good it will not work any longer.
These hearing aids are designed to be dust-proof to keep out particles from interfering with the delicate circuitry within, but they can only protect to a point.
When your hearing aid falls in the sink and is under water, you are going to have to pay for a new one once it stops working. Hearing aid insurance will help you to be protected from these everyday accidents.
Hearing aid accessories
Hearing aids that are manufactured today and so more advanced that the devices that were on the market even a few years ago. The hearing aid of today is loaded with numerous accessories, phone clips, settings, and programs that can be set remotely, all packed into that tiny little device.
With more accessories packed into such a small amount of space, it does not take much for the device to malfunction. A drop on to the floor may not be an issue for an older model hearing aid, but any impact to the unit today could cause it to stop working and your investment is gone.
Hearing aid insurance can protect your device when those unexpected occurrences that affect us all each day happen.
Smaller is better
Each year, hearing aid manufacturers are redesigning their latest releases so they are smaller and more efficient that the prior year. While smaller hearing aids are a huge selling point for buyers, it does pose a whole new set of issues too.
The smaller hearing aids are appealing because in many cases, you are the only one who even knows that you are wearing the device. That being said, because of the tinier size, if it falls out or is dropped, it might become impossible to find.
If the device falls through a crack in the floor, it could be lost forever too. To ensure your smaller hearing aid doesn’t simply disappear, insurance should be purchased.
Although your new hearing aid is so small that it is impossible for anyone to notice, that can be a bad thing in certain situations.
Inquisitive children may be poking around your face when they yank out the hearing aid that smashes on the floor. A baby may pull on anything you are wearing because it is new to them, and if it is handled too harshly, it could be broken quite easily.
If the device is left on a table or nightstand and the buzzing attracts your pet, they could be playing or chewing on it before you get a chance to get it out of their mouth. With babies and pets, it will take one second for them to damage delicate casings or microphones in the hearing aid.
Speak with a hearing aid insurance representative who can help you choose the right coverage that will protect your device and accessories from loss, malfunction, damage, or theft.